Free Annual Credit Report from Experian, Transunion and Equifax

Do you know what’s on your credit report? Today, with identity theft on the rise, it is important to know exactly what’s on your credit report. Or, if you’re considering a home purchase soon, it is to your advantage to know exactly what is on your credit report before you begin the home buying process.

Did you know that According to the Federal Trade Commission in 2003, FACTA: at your request, once a year, the nationwide credit bureaus must provide consumers with a free copy of their credit report. This includes the 3 major reporting agencies Equifax, Experian and Transunion. You may get your reports online by visiting AnnualCreditReport.

Or call:(877)-322-8228. If you’d like to do it by mail, then you may complete an Annual Credit Report Request form and mail it to the following address:Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281

500% More Chance Home for Sale will be Seen on the Internet

I recently read an online article that there is a 500% more chance that a home for sale will be seen on the internet, today, versus in print advertising.

Over 80% of home buyers are beginning their search on the internet. They are searching for 2 to 3 weeks before contacting an agent. 88% are interested in a property they see online. Buyers are 34 times more likely to find the home they eventually purchase on the internet versus in a book, magazine or newspaper. And 78% of Real Estate agents are finding their buyers online.